Capital One Mobile

Capital One Mobile

Capital One
  • Free Finance Apps
    Category
  • 2010-12-13
    Release date
  • iOS 9.0 +
    Requirement
  • 5.31.1
    Version
  • FREE
    Price

It’s difficult to picture how we survived without a powerful, mobile computer in our pockets. While many still utilize desktop and laptop computers throughout the day, mobile applications have become the dominant method for interfacing with the financial institutions where we keep our accounts. Capital One offers a comprehensive mobile application that allows users to quickly accomplish most tasks they might require for account management

Capital One mobile app is a free app for Apple and Android devices that allows Capital One credit card and deposit account management. CreditWise, which helps consumers improve their credit scores, is also accessible through the app.

 

Features

With the “Make A Payment” option, you can ensure that you make your payments on time, whether it is a one-time payment or recurring payment. You can choose your payment source, the account you want to make the payment to, the amount, and the date. You also can add payment accounts and add a calendar event notifying you of the payment. 

You can activate a new credit card using the mobile app as soon as you receive it in the mail. From the initial screen, go to ‘Profile’ and select ‘Account & Feature Settings.’ Then select ‘Activate a Credit Card.’ From this page, you can also add a credit card payment account and request a credit line increase. 

Capital One provides simple assistance through the app. From the initial screen, go to “Profile” and select “Help”. With a single click, you can call Capital One (internationally). 

The CreditWise portion of the app can be accessed from the initial screen. You can see your score, access your TransUnion credit report, and learn about the components that make up your score from there. Other options include viewing your recent activities, receiving alerts, and learning how to improve your score. You can also learn more about improving your financial well-being from the “For You” section, which includes videos and other material. 

 

Learn how to download and use the Capital One mobile app

The Capital One mobile app can be downloaded from Apple’s App Store or Google Play. You can even text “GET” to 80101 to download the app. After it’s been downloaded, you’ll need to log in using your username and password. If you don’t have login credentials, you can set up online access through the app. 

You must verify your phone number by receiving a text message and inputting a six-digit code from that message to gain access. Your phone must be compatible if you want to use fingerprint access at that time. You’ll then be asked whether you want notifications. 

When you log in, you’ll see a screen with all of your credit card accounts, as well as your available credit and payment-due amounts. You will also be able to access the Card Lock feature and replace a damaged or lost card. Recent transactions, statements, and documents will be displayed, in addition to account users. 

This next screen will provide you with detailed account status information, including minimum payment, last statement balance, and last payment. You may also view account details from this page. Terms of your credit card, including fees and interest rates, are also included.

You can access account settings and personal information through the profile screen. There are also help notifications and feedback options.

 

Security

Capital One’s mobile app prioritizes digital security, and you can access its security features through the Profile screen. Here, you can alter your username or password, as well as select sign-in options like fingerprint recognition and SureSwipe (a pattern users trace with a finger instead of passwords). You can even get an in-person ID verification barcode to verify your identity at branches and cafés. 

 

Conclusion

Even though no bank has ever produced the perfect app, Capital One’s app provides a strong set of tools, as well as decent security measures. You can use the app to manage your accounts proficiently while keeping track of your credit score by recognizing its limitations and recognizing its capabilities.

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