Citi Mobile®

Citi Mobile®

Citibank
  • Free Finance Apps
    Category
  • 2009-01-24
    Release date
  • iOS 9.0 +
    Requirement
  • 9.3.0
    Version
  • FREE
    Price

Using the Citibank Citi Mobile app, you can manage all of your Citibank accounts and Citibank credit cards from your smartphone or Apple Watch. You can also check your balance, make payments, lock or unlock your card, and perform various card services. 

 

Signing In

Logging in to your online banking account is as simple as using your user ID and password; you can also use facial or fingerprint recognition (Face ID or Touch ID on the iPhone) for faster logging. Using two-factor authentication is an additional security measure. You must enter a one-time password each time you log in. 

 

Security

Citi Quick Lock can be used to lock and unlock your card if you’ve misplaced it temporarily. You can also reset your user ID and password if you suspect your account has been hacked. If you’re planning to travel or make a big purchase, you can notify Citibank under Services that you’ll inform them to avoid fraud detection. 

 

Alerts and Notifications

Citi Mobile lets you set up account notifications by text or email to receive notices about payments due or posted or to keep an eye out for potential fraud. When you select ‘Transaction amount exceeds’ and specify $1, you will receive notifications every time a transaction occurs. 

When you select ‘Transaction amount exceeds’ and specify $1, you will receive notifications whenever an international or card-not-present transaction takes place. In addition, you will be notified when your password and user ID are changed if your account is compromised. 

 

Payments

Using the Citi Mobile application, you can pay bills, view scheduled payments, and look into balance transfer offers. You can also set up, monitor, and manage automatic charges. With Citi Flex Pay, a feature found on some cards; you may select certain purchases and make scheduled payments on them at a favorable interest rate. To add your Citi card to Apple Pay, PayPal, Click to Pay, or your Amazon account, use the “Services” tab and click “Card Control Hub.” 

 

Rewards

You can keep track of and redeem cash back rewards on the Citi Mobile app if your Citi card has them. However, you may need to visit the Citi ThankYou website to check your points balance or claim all the program benefits. 

 

Card Services

The Citi Mobile app has some terrific card services. You can save a lot of time if you use the app instead of seeking assistance from a customer service representative to solve these issues: replacing a card, disputing a payment, altering your payment due date, activating a new card, adding an authorized user, requesting a credit line boost, and so on. 

 

Credit Score

The Citi Mobile app lets you check your FICO Score using Equifax data, which is updated monthly. You can find a shortcut button on the Mobile Snapshot page or the “Credit Management” tab under “Services.” 

 

Credit Spending

The Citi Mobile app can help you keep track of your credit card spending. You can monitor your spending habits with the Citi Mobile app and its account management features. If you have a Citibank checking account, you can also keep track of your spending across your accounts. 

You may not be pleased with how the categories on your spend summary are automatically assigned. For example, veterinary care was listed as “Merchandise” on this reviewer’s spend summary, so it may not be accurate. You can get a detailed overview of your spending across all categories and maintain a budget if you track your spending. 

 

Conclusion

When you use your Citibank credit card, you can get access to a wealth of online and mobile banking tools. You can make payments, track your spending, monitor your accounts, and manage your finances. You can also enjoy a number of convenient features, like locking and unlocking your card so it can’t be used by anyone else. 

The Citibank Credit Mobile application is available on iOS, Android, and the Apple Watch. You can also set up notifications via text or email when payments are due. The Citibank Credit Mobile app is easy to use and can help you manage your money more efficiently.

Ratings and reviews

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