PayPal: Mobile Cash

PayPal: Mobile Cash

PayPal, Inc.
  • Free Finance Apps
  • 2008-07-11
    Release date
  • iOS 9.3 +
  • 6.23.0
  • FREE

PayPal is an app that allows you to send and receive money from other users. This business and productivity service has been around for a long time and has been operating online payment services for paying for purchases in stores and restaurants. 

PayPal remains one of the most extensively utilized payment apps globally due to its ease of use and the variety of banks and cards it accepts. This makes it popular in different parts of the world, allowing consumers and businesses to conduct business digitally


Setting up your Account

You must first register for a PayPal account before making any transactions. It’s free but requires your phone number, email address, and other personal information. After you’re signed up, you can use PayPal’s services. However, you will need a bank account connection if you plan to transfer money in and out of your account. 

There are certain charges for transactions, and these charges vary depending on the country of the transaction, the currency received, and the amount. Similarly, “personal transactions,” or those made between family and friends that are non-commercial, are subject to a fixed fee. On the other hand, payment for goods, services, or charity donations are all considered “commercial transactions.” 


Safety and Convenience

The app is available to check your transaction history, transfer directly to bank accounts and other e-wallets, and read balance statements. You can also add two-stage encryption for better security. The app saves your most recent and frequent transactions, making transfers even more convenient. Furthermore, verified and regular users can view their transactions in real-time on e-commerce platforms and retailers, making it a popular choice.


Digital Banking

The longevity of PayPal in the online payments sector is no surprise, given that it employs Secure Sockets Layer 3.0 encryption to safeguard your data and prevent it from leaking to other companies. 24/7, it monitors and analyses each transaction to avoid suspicious behavior. However, you can take control yourself by opting for two-factor authentication and fingerprint biometrics activation processes.

Because of its extensive reach and popularity worldwide, PayPal remains one of the top e-wallets. In addition to keeping up with increasingly complex technology, the app provides account holders, senders, and receivers with increased safety and peace of mind via two-stage encryption, for example. While others might prefer to look for alternatives due to higher transaction fees, security and peace of mind are difficult to quantify. 



PayPal is a simple, easy-to-use app that allows you to send and receive money. You can use it to send money to friends or family, send money in exchange for goods, or accept credit and debit card payments for your business or organization. You can also make personal payments to loved ones or friends.

While it is easy to use, it has some powerful security features that make it worth your while. Additionally, unlike other online payment services, no fees are associated with using PayPal.

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